Superannuation
The power of superannuation, compounding, and staying the course
9 April
Superannuation is one of the most powerful long-term wealth-building tools available to Australians. Yet, despite its importance, it’s often misunderstood—particularly during periods of market volatility when balances fluctuate and confidence...[Read More]
Retirement success… but at what cost?
2 April
You made it. After decades of early mornings, long days, financial discipline, and countless sacrifices, you’ve reached retirement. The mortgage is under control, the superannuation balance looks solid, and the calendar is finally your own. For...[Read More]
Sticky situation as super changes stretch small firms
26 March
Rising costs and cash flow pressures could force thousands of small business owners to dip into personal savings to comply with new superannuation rules. Changes slated for July 1 require employers to pay employees superannuation at the same time as...[Read More]
Super funds urged to improve advice to help retirees
26 March
Australia’s superannuation industry is being nudged to do a better job supporting and educating members once they decide to retire, rather than simply counting dollars while they work. Super funds do a good job helping Australians build a nest...[Read More]
Working Fly-In Fly-Out (FIFO) can be a golden opportunity: 10 tips for money and life
12 March
Working Fly-In Fly-Out (FIFO) can be a golden opportunity to fast-track your financial future and build a life with purpose—if managed wisely. Whether you’re doing it for a few years to get ahead or making a long-term career out of it, the...[Read More]
Super tax changes a ‘down payment’ for greater reform
12 March
Wealthy superannuants will pay more tax on balances over $3 million after the Greens rolled over on demands to beef up the contentious new laws. The government is expected to get the long-promised tax changes passed through parliament by the end of...[Read More]
Should you move your super to cash when markets fall? Think again.
26 February
Every time markets dip, the same question rises to the surface: Should I move my superannuation to cash before things get worse? It’s a natural reaction. Watching balances fluctuate can be uncomfortable. But superannuation was never designed for...[Read More]
Retirement question a quarter of Aussies can’t answer
26 February
What’s your superannuation fund? That’s the question one in four Australians cannot answer at the top of their heads, as concern grows over workers’ lack of engagement with their retirement plans. Some 26 per cent of Australians cannot name...[Read More]
Middle-power deal with Canada shoots for super returns
5 March
More of the retirement savings of 14 million Australians will be invested in Canada under a landmark initiative signed in front of their visiting prime minister. Mark Carney kicked off his four-day Australian tour at an event in Sydney where the two...[Read More]
The quiet power of superannuation over time
19 February
Superannuation rarely feels urgent. It’s often out of sight, tucked away on payslips, and easy to ignore while life is busy. Yet for many Australians, super is one of the biggest financial assets they will ever build. The good news is that super...[Read More]
The value of super: What you don’t feel at first, but thank yourself for later
12 February
Superannuation is one of those things most Australians start without really feeling its value. It begins quietly—small contributions taken from each pay, numbers on a statement you might glance at once a year, if at all. In the early years,...[Read More]
Confident about retirement? It depends on your gender
22 January
There is a sharp divide in men’s and women’s confidence in their lives after work, with women significantly more worried and less likely to seek help. Nearly three in every four Australian women are worried about having enough superannuation to...[Read More]
Self-Managed Superannuation Fund (SMSF) checklist – key considerations and requirements
5 February
A Self-Managed Super Fund (SMSF) offers individuals more control over their retirement savings, but it comes with significant responsibilities. This checklist outlines key considerations and requirements to help ensure compliance and effective...[Read More]
Superannuation may initially seem like a distant concern, but early engagement and strategic planning can transform it into a critical asset for future
15 January
Being young comes with a whirlwind of experiences and financial priorities, often pushing thoughts about retirement and superannuation to the back burner. Initially, for many young individuals, superannuation feels like a distant concern,...[Read More]
Key differences between self-managed super funds (SMSF) and conventional super
8 January
Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings. But did you know there’s more than one way to manage your...[Read More]